38 Free Finance Tools

No account required. Runs entirely in your browser. Your data never leaves your device.

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Home Loan EMI Calculator

Calculate your home loan EMI, total interest payable, and view the full amortization schedule.

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🇮🇳 India

GST Calculator (India)

Calculate GST amounts for all slabs (5%, 12%, 18%, 28%) with reverse calculation support.

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🇮🇳 India

Income Tax Calculator (India)

Compare Old vs New tax regime and calculate your exact income tax for FY 2025-26.

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Compound Interest Calculator

Watch how compound interest grows your money with different compounding frequencies.

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🇮🇳 India

PPF Calculator (India)

Calculate PPF maturity amount with 7.1% interest and plan your 15-year Public Provident Fund investment.

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FD Calculator

Calculate Fixed Deposit maturity amount, total interest, and post-TDS returns.

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Step-Up SIP Calculator

Model recurring investment (SIP / Dollar-Cost Averaging) returns with an annual step-up contribution increase.

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EMI Calculator

Calculate your monthly EMI and see the full loan repayment schedule.

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SIP Calculator

See how much your monthly recurring investments (SIP / Dollar-Cost Averaging) will grow over time.

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FIRE Simulator

Find out when you can retire early and achieve financial independence.

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BudgetWise

Track income and expenses offline — everything stays on your device.

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Budget Split Calculator

Apply the 50/30/20 budgeting rule to your income and instantly see how to split Needs, Wants, and Savings.

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Debt Freedom Planner

Choose between snowball and avalanche — find the fastest path to debt freedom.

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Expense Analyzer

Upload your bank CSV and see exactly where your money is going.

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SWP Calculator

Plan monthly withdrawals from your corpus and see how long it will last.

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RD Calculator

Calculate Recurring Deposit maturity with quarterly compounding and senior citizen rates.

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Gratuity Calculator

Calculate your gratuity payout using the Payment of Gratuity Act formula with tax exemption.

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HRA Calculator

Calculate HRA tax exemption under Section 10(13A) for metro and non-metro cities.

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EPF Calculator

Project your PF maturity corpus with employee/employer contributions and salary increments.

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Net Worth Calculator

Calculate your total net worth and track progress to financial independence.

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Salary Calculator

Calculate your exact in-hand salary from CTC with PF, TDS, and New/Old tax regime comparison.

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NPS Calculator

Project NPS retirement corpus, monthly pension, and tax benefits under Section 80CCD.

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Retirement Calculator

Calculate retirement corpus needed, project your savings, and find shortfall or surplus.

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🇮🇳 India CPI

Inflation Calculator

Find out what ₹ from any past year is worth today using India CPI data. Also project future purchasing power.

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Investment Risk Profile

8-question quiz to discover your investor type — Conservative, Moderate, Aggressive, or Very Aggressive.

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Financial Fitness Checklist

Interactive financial milestones by life stage (20s, 30s, 40s, 50s). Progress saved privately in your browser.

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Investment Comparator

Compare FD vs PPF vs SIP vs RD vs NPS side-by-side with your tax bracket. Find the best post-tax return.

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Where Should I Invest?

Answer 4 questions and get personalized investment tool recommendations for your goal and risk tolerance.

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Car Loan EMI Calculator

Calculate car loan EMI, total interest, and compare different loan tenures to find the best financing option.

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🇮🇳 India

SSY Calculator

Calculate Sukanya Samriddhi Yojana returns with year-by-year growth, maturity amount, and tax benefits under 80C.

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Millionaire Calculator

Find out how long to reach your target wealth and what monthly SIP is required to become a millionaire.

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Cost of Bad Habits

Calculate the true opportunity cost of your bad spending habits if that money were invested instead.

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🇮🇳 India

TDS Calculator

Calculate TDS deduction across all payment types (salary, interest, rent, contractor) per Income Tax Act.

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Home Loan Eligibility Calculator

Check how much home loan you are eligible for based on your income, existing EMIs, and FOIR norms.

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🇮🇳 India

LTCG Tax Calculator

Calculate Long-Term and Short-Term Capital Gains tax on equity, debt, real estate, and gold under Budget 2024 rules.

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Net Worth by Age

Compare your net worth against Indian age benchmarks and discover your wealth percentile among peers.

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Life Milestone Money Map

Plan your financial journey across life milestones — marriage, education, home, retirement — with SIP projections.

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Financial Health Score

Get a personalized financial health score across 6 dimensions: savings, debt, emergency fund, insurance, and more.

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